Development of a decision making strategy in the loan application process

  • Development and validation of scoring charts based on machine learning;
  • Development of alternative strategies (RBP);
  • Customer base segmentation;
  • Optimization of business processes within the loan conveyor.

Development of antifraud models

  • Social relations of clients;
  • Classification;
  • Clustering.

Loan portfolio stress testing

Quantitative analysis to determine possible fluctuations in the main macroeconomic indicators and to assess their impact on various components of the bank's assets .

Portfolio analysis

Development of Expected Credit Loss (ECL) models under IFRS 9


Development of scoring models for calls (Soft Collection) .